News - This is Money | Credit cards & loans
- Best credit cards for New Year debt
- You have spent too much and your debts are a mess. What do you do now? Search for a balance transfer credit card but which is best?
- Borrowers in rush to cut card debts
- The next two weeks will be the busiest time of the year for applications for new credit cards, with cashstrapped borrowers keen to shift debts
- Credit card giants forced to play fair
- Credit card companies have agreed to end the practice of imposing overnight interest hikes on their customers
- Poor hit by higher personal loan rates
- Poorer families, cash-strapped pensioners and those with a black mark on their credit record face higher interest rates of up to 19.9% on personal loans
- Spenders hit by soaring cost of Christmas
- Consumers planning to pay for Christmas by dipping into their bank overdrafts are warned to check how much it will cost them
- Apply now for 0% credit cards
- A 0% credit card may be the answer to those hefty credit card bills racked up during our festive splurge
- How credit cards went from hero to zero
- Credit cards, once a cheap and easy way to borrow over the short term, are becoming more expensive and difficult to obtain
- Credit card debt could cost your home
- Credit card and loan debt is being used to seize homes, with one building society reporting 28% of repossessions caused by other lenders
- Credit card companies given ultimatum
- The credit card industry has been given two weeks to reform itself for the benefit of its customers or face Government action
- Chrismas shopping: spend now, pay later
- Cash-strapped borrowers are rushing to take out interest-free credit cards to fund their Christmas shopping
- Credit card rates creep up despite Bank cuts
- Banks have increased interest rates for millions of credit cardholders even though the cost of borrowing is at a 50-year low
- 0% balance transfer deals begin to fade
- Capital One has withdrawn its best-buy balance transfer credit card, emphasising an on-going downward spiral in the market
- Loan firms target bad credit clients
- Borrowers with poor credit records are being targeted with high interest rate loans, despite stricter rules designed to protect consumers
- Why have credit card firms refused me?
- I want to transfer my £7,000 credit card debt to one offering a 0% balance transfer deal. Although my credit rating is good, I keep being rejected
- Will I have to pay my father's debts?
- My father has run up large credit card debts helping my wayward sister. If he dies, will I be liable for his debts?
- Credit card rate hikes can be fought
- Borrowers are fighting back against credit card companies which hike interest rates without reason
- Which debt escape route is best for me?
- Can you explain the different types of debt management programmes and if there is a time limit on debt repayment?
- I can't cope with credit card debt
- I need a loan to clear my credit card debt but banks don't want to lend to me
- Will phone line affect my credit rating?
- I'm thinking of cancelling my landline but I have been told this may adversely affect my chances of getting a mortgage. Is this true?
