News - This is Money | Mortgages & homes

Nationwide rules out house price forecast for 2009 as property plunges 15.9%
Nationwide, Britain's biggest building society, today said house prices crashed by 15.9% in 2008 and refused to predict where they will end up at the end of this year Property for sale signs

Mortgage hunting? Find a 40% deposit
A quarter of mortgage deals are available only to borrowers with a 40% deposit, it has been revealed Terraced houses with house price graph

London property owners face more gloom
More than a third of a million homes in London are already worth less than their owners paid for them property for sale signs

Property slump hits footballers hard
Footballers have ploughed money into property, but as old school buy-to-let investor Robbie Fowler profits, others such as Steven Gerrard and Wayne Rooney are losing out Robbie Fowler with wife Kerry

Has your mortgage rate been cut?
Will you benefit from mortgage rate cuts after the Bank of England slashed the bank rate from 3% to 2%? Monopoly houses

House prices: Will your home sell in 2009?
House prices dived in 2008 as the property market had a terrible year, but will 2009 be any better? We round-up the experts' predictions Estate agents, property for sale

Unlocking mortgages is key to lifting prices
Comment:The Evening Standard's Homes & Property editor, says that a period when property is for nesting rather than investing is overdue Janice Morley

Banks 'using excuses' to refuse mortgages
Homeowners are being refused mortgages for 'the most spurious of reasons' amid claims that lenders are seizing on any excuse to reject applications Bank manager

Pound plunge ends the Costa dream
With the pound in freefall, thousands of pensioners are finding their retirement dreams in tatters. Tom Rawstorne reports from Spain Storm clouds over Spain

£5.7bn scramble to pay off home loans
Homeowners are ploughing money back into their properties at a record pace in an attempt to slash their debts, official figures show Six bedroomed house

Inside Track guru targets failed clients
After encouraging thousands to board the buy-to-let bandwagon, the founder of Inside Track will prey on their depreciating assets with a vulture fund Jim Moore

Mortgage rationing leaves borrowers stuck
Mortgage rationing has left many borrowers unable to take advantage of interest rate cuts as lenders' margins on fixed and tracker rates have soared Ration book

How to stop mortgage collar strangling you
Borrowers with tracker mortgages are being urged to check their paperwork after confusion over deals left 750,000 homeowners celebrating last week Ayesha De Silva

What to do with a mortgage windfall
Millions of borrowers have been handed a windfall as tracker payments fall with the bank rate - but what should you do with the cash? falling pound coins

Repossessed: 'We never missed a payment'
A couple have been threatened with repossession even though they have never missed a payment on their mortgage repossessed houses, boarded up

How to make money from your home
Creative thinking and compromise can turn your home into a money-making asset, with ideas rom using it as a film location to renting out your drive Michael Burden

HSBC: More mortgages and a 3.5% rate
HSBC will increase UK mortgage lending by a fifth, and has tracker rates as low as 3.49%, but Nationwide has pulled its tracker range HSBC branch

Is my mortgage lender's threat unfair?
I was ill and missed mortgage payments. Now my lender is threatening to take me to court unless I clear the debt in 18 months Woman in debt, bills, statement

How risky is a Singapore dollar mortgage?
What are the pitfalls of re-mortgaging my house in Aberdeen with a Singapore dollar mortgage? Is there a currency fluctuation risk? Weighing up your mortgage

Lenders' small print ruse to block rate cuts
Banks may use the small print in mortgage contracts to prevent borrowers benefiting from future interest rate cuts by the Bank of England Bank of England sign

Can we pass on our mortgage?
Instead of selling the property, my husband and I feel it would be easier and faster to pass on the existing mortgage Couple moving house

What is my home worth now?
I need to know the current value of my property so I can arrange a new mortgage deal. Where can I find this information? Terraced houses with house price graph

Can I challenge tracker mortgage collar?
If I have a floor or collar on my tracker mortgage can I challenge it to make sure I benefit from bank rate cuts in full? Collared, chain around woman's neck