News - This is Money | Mortgages & homes
- Nationwide rules out house price forecast for 2009 as property plunges 15.9%
- Nationwide, Britain's biggest building society, today said house prices crashed by 15.9% in 2008 and refused to predict where they will end up at the end of this year

- Mortgage hunting? Find a 40% deposit
- A quarter of mortgage deals are available only to borrowers with a 40% deposit, it has been revealed

- London property owners face more gloom
- More than a third of a million homes in London are already worth less than their owners paid for them

- Property slump hits footballers hard
- Footballers have ploughed money into property, but as old school buy-to-let investor Robbie Fowler profits, others such as Steven Gerrard and Wayne Rooney are losing out

- Has your mortgage rate been cut?
- Will you benefit from mortgage rate cuts after the Bank of England slashed the bank rate from 3% to 2%?

- House prices: Will your home sell in 2009?
- House prices dived in 2008 as the property market had a terrible year, but will 2009 be any better? We round-up the experts' predictions

- Unlocking mortgages is key to lifting prices
- Comment:The Evening Standard's Homes & Property editor, says that a period when property is for nesting rather than investing is overdue

- Banks 'using excuses' to refuse mortgages
- Homeowners are being refused mortgages for 'the most spurious of reasons' amid claims that lenders are seizing on any excuse to reject applications

- Pound plunge ends the Costa dream
- With the pound in freefall, thousands of pensioners are finding their retirement dreams in tatters. Tom Rawstorne reports from Spain

- £5.7bn scramble to pay off home loans
- Homeowners are ploughing money back into their properties at a record pace in an attempt to slash their debts, official figures show

- Inside Track guru targets failed clients
- After encouraging thousands to board the buy-to-let bandwagon, the founder of Inside Track will prey on their depreciating assets with a vulture fund

- Mortgage rationing leaves borrowers stuck
- Mortgage rationing has left many borrowers unable to take advantage of interest rate cuts as lenders' margins on fixed and tracker rates have soared

- How to stop mortgage collar strangling you
- Borrowers with tracker mortgages are being urged to check their paperwork after confusion over deals left 750,000 homeowners celebrating last week

- What to do with a mortgage windfall
- Millions of borrowers have been handed a windfall as tracker payments fall with the bank rate - but what should you do with the cash?

- Repossessed: 'We never missed a payment'
- A couple have been threatened with repossession even though they have never missed a payment on their mortgage

- How to make money from your home
- Creative thinking and compromise can turn your home into a money-making asset, with ideas rom using it as a film location to renting out your drive

- HSBC: More mortgages and a 3.5% rate
- HSBC will increase UK mortgage lending by a fifth, and has tracker rates as low as 3.49%, but Nationwide has pulled its tracker range

- Is my mortgage lender's threat unfair?
- I was ill and missed mortgage payments. Now my lender is threatening to take me to court unless I clear the debt in 18 months

- How risky is a Singapore dollar mortgage?
- What are the pitfalls of re-mortgaging my house in Aberdeen with a Singapore dollar mortgage? Is there a currency fluctuation risk?

- Lenders' small print ruse to block rate cuts
- Banks may use the small print in mortgage contracts to prevent borrowers benefiting from future interest rate cuts by the Bank of England

- Can we pass on our mortgage?
- Instead of selling the property, my husband and I feel it would be easier and faster to pass on the existing mortgage

- What is my home worth now?
- I need to know the current value of my property so I can arrange a new mortgage deal. Where can I find this information?

- Can I challenge tracker mortgage collar?
- If I have a floor or collar on my tracker mortgage can I challenge it to make sure I benefit from bank rate cuts in full?
